The NHS has long been the cornerstone of health support in the UK, continuing to deliver vital care to people around the country.
 
Yet, recent figures reveal delays in access to routine treatment. According to the Independent, roughly 7.37 million treatments were waiting to be carried out at the end of June 2025, covering around 6.23 million patients [1].
 
It’s worth noting that the delays have declined in recent months, with:

• 1,103 patients waiting more than 18 months for treatment, down from 1,237 in May
• 10,517 patients waiting more than 65 weeks, down from 11,522 the previous month.

Despite this progress, these delays can still be a significant burden. They affect your team’s health and, in turn, the productivity of your business.

Canada Life reveals that almost 1 in 4 small- or medium-sized enterprises say they’re seriously affected if workers fall ill. A further 1 in 6 claimed they are regularly struggling with employees being ill for long periods [2].
 
To prevent a loss of productivity due to illness – perhaps as a result of long NHS waiting times – you could take proactive steps through group private medical insurance (PMI).
 
Continue reading to discover how this works, and how it could benefit your business.

Group private medical insurance could boost the productivity and satisfaction of your team

Group PMI is designed to help both you and your team receive care and treatment quickly and easily. Some of the various benefits it offers include:

• Same-day GP appointments that can last longer than the standard 10 minutes
• More comfortable hospital visits in private facilities
• Supplementary treatments to benefit your team, such as physiotherapy
• Referrals to specialists within a short time frame.

By reducing the physical and mental toll of ongoing health issues, PMI could help your employees maintain their performance and wellbeing.

You could even boost the job satisfaction of your employees, proving that you’re willing to offer them benefits other than just a salary. This could both help attract new talent and retain existing staff.

Some policies might not cover certain conditions, and it’s important to consider costs

While the benefits of group PMI are compelling, it’s vital to weigh them against several considerations.
 
For instance, the costs of cover can vary depending on the size of your workforce, the level of benefits, and the health of your employees. It’s also essential to review any policy limits.
 
Indeed, some group PMI policies might not cover:

• Ongoing or pre-existing conditions, including diabetes or epilepsy
• Organ transplant procedures
• Pregnancy-related care
• Injuries resulting from extreme sports.

Careful planning could ensure that your chosen scheme meets the needs of your employees, all while remaining cost-effective for the business. 

At Titan, we work closely with Vitality to deliver tailored solutions. Research from Vitality shows that:

• Active members experience up to a 29% lower risk of hospitalisation
• Employees are 13% less likely to report low job satisfaction
• Highly engaged employees generate 28% lower healthcare costs [3].  

This shows how group PMI could benefit both your business and its employees.

Our approach has been widely recognised

We have enjoyed industry recognition - specifically in both the 2024 and 2025 Corporate Adviser Awards.

• In 2025, we received a “highly commended” accreditation for Best Health and Wellbeing Solution at the Corporate Adviser Awards.
• In 2024, as Aspira Corporate Solutions (now Titan), we won Best Group Risk Adviser and Best Health and Wellbeing Solution.

These achievements demonstrate our ability to deliver trusted and industry-leading solutions that could offer some much-needed health resilience to your team. 

Get in touch
If you’d like to learn more about how we can help you deliver a wide range of benefits to support your employees and increase productivity across your business, please get in touch.

Email [email protected] or call us on 0800 048 0150.

Please note
The information contained in this article is based on the opinion of Titan Wealth Planning and does not constitute financial advice or a recommendation for any investment or retirement strategy.
All information is correct at the time of writing and is subject to change in the future.

Note that financial protection plans typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse.

Cover is subject to terms and conditions and may have exclusions. Definitions of illnesses vary from product provider and will be explained within the policy documentation.